ATTENTION: People who are looking to see results in their credit within the next 45 days....


See Life-changing results in 90 days!


  • Our Strategy Is "Generation Madness Attack" To All Bureaus & Creditors At Once.

  • You Will See Results In As Little As 45 days!

  • Fast and Permanent Results Only.

Continue Reading To See If You Qualify:

Most people think building wealth is about “saving money” or simply “spending less”...

But in reality it has way more to do with building good credit and more importantly, leveraging it...

The truth is, most American’s have NEVER had an opportunity to learn HOW to do these things:

Pay off debts

Save for retirement

Buy their dream car or house

Or simply build up some emergency funds

2 out of 3 American adults can’t even pass a basic financial literacy test…

Many Have Fallen Victim To The

Major Financial Literacy Problem That’s KILLING Your Credit And Limiting Your Chances To Build Wealth...

If you happen to be one of the MILLIONS that are struggling with damaged credit..

It’s going to affect you and your family for the REST of your life…

In Fact, It's Been Proven That The Best Way To Start Building Wealth Is To Leverage Your Credit…

For most people there’s never been a better way to start building wealth and put yourself in great financial situations than by leveraging good credit:

If you never address it, don’t think it’s important and think “cash alone” can get you out of any situation, bad credit will haunt you...

That sub-550 credit that doesn't even allow you to open up a simple store card...

The kind of credit that gets you denied for any new or used car...

Not being able to qualify for a SINGLE mortgage w/o paying insane amounts in interest...

And, all of the credit-based issues people are struggling with currently and going to deal with for years…

Our mission here at credit lab is to make sure you and your family don’t have to go through the EXACT same credit "roller- coaster" for years to come…

We want to get you in the green!

When you take back control of your credit you can leverage it to get the things you’ve always wanted…

Get a loan for that dream car that’s always eluded you…

Approved for a mortgage to move into the ideal house for you and your family

Qualify for credit cards at super low rates

Make lower payments of insurance

And make ANY purchase that just wasn’t possible without good credit

Our methods has worked VERY well for hundreds of our clients...

Here's just a few of the happy clients we've already helped Restore, Build, & Maintain a high credit score:



Why we are the best?

Our clients love our results based on our fast and proven method that permanently removes those negative items. Also, our clients enjoy the level of attention and care we put into helping improve their credit profiles. But, we also stand out from the competition in a number of ways:

  • Expedited Service

  • No Hassle

  • Deletions and Corrections Only.

  • Strategies For Advanced Items

  • In-House Home Buyer Consultants

  • Best-In-Class Customer Support

  • Track Progress Online 24/7


BBB Building Trust in Trying Times - The Value of Accreditation with R & L Advising





FULL credit report Audit to help you find negative items that are inaccurate, unverifiable, or outdated. You will get a customized blueprint to improve your credit rapidly!


We dispute incorrect and unverified

information on your behalf so that you can achieve the accurate credit scores you deserve.


With a higher credit score you could lower your current interest rates, lower insurance premiums, and get better rates on new credit & loans. This has saved some of our clients thousands of dollars every year!


Credit Restoration is legal and the law is on your side. Studies have shown that many Americans have errors on their credit reports and we're experts in getting them resolved!

1.) Is Credit Restoration legal?

Yes, it is legal and our services will help you to use the law in your favor. That law is called "The Fair Credit Reporting Act." The FCRA gives you the right to dispute any item on your credit report. If that item cannot be verified within a reasonable time (usually 30 days) it must be removed. Studies have shown that 79% of all credit reports contain errors. This is nearly 8 out of 10 reports. Therefore most credit reports improve immediately. For items that disputed that are not errors, a creditor or furnisher is often unable to find the records or signed documents within the allotted time and the item gets removed. Sometimes the furnisher will say it has been verified by not offer proof. It is our job to prepare documents that challenge this and we are very skilled at that.

2.) Is Credit Restoration worth my time and money?

Contrary to what credit bureaus want you to believe, credit restoration does work in most circumstances. But it only works if you are getting the best advice from an experienced professional. Anyone with a credit score below 720 can benefit long-term from the advice and information provided through credit education. However, there are limiting factors that will prevent us from helping you. Two main factors are: (1) your financial situation and/or (2) the time frame in which you need to reach your results. It is possible to remove anything from a credit report, even accurate items. For instance, if the creditor makes mistakes or does not adhere to the specific time frame, the negative item may be removed. Also, there are specific requirements the Credit Bureau, Collection agencies, and Creditor must adhere to, when placing items on consumer credit reports, if these requirements are not met, the negative items can be removed.

3.) What can I expect when I enroll in for R & L Advising Services?

We will guide you through the process from start to finish and prepare all your documents for you. We have a superb knowledge of credit scoring and experience working with creditors and credit bureaus. It may be difficult for an individual to communicate with creditors and bureaus without an adept understanding of their techniques and regulations in place for credit reporting. We have spent a great deal of time learning the laws that will help you to remove negative information on your report, which enables us to offer you a flawless, money back guarantee system.

(Clients should receive updated credit reports every 45 days. It is the client's responsibility to make us aware if updated reports have not been received).

4.) How long will it take to raise my score?

Through our services, we're quick and efficient and mail off dispute letters within the first week. Credit Bureaus have 30 days to respond to dispute letters, so you will see improvement within the first 45 days. NOTE: Each credit report is different, thus credit completion will vary based on your current credit standing and your credit goals. Many clients average 6-9 months in the program.

5.) Why is R & L Advising different?

On average, we remove 60% of the negative items from a credit report. We're affordable, trustworthy and we GET RESULTS! No Hidden Fees.

6.) Will the removed items come back?

98% of items do not come back. By law, Collection agencies and credit bureaus must notify you before putting items on your report. Moreover, collection agencies can transfer debts, in which case, you have 30 days to respond to the debt. If an item does come back, we can target to delete.

7.) What items can you help me to remove and improve?

With our assistance, our clients have had great success with bankruptcies, collections, charge-offs, repossessions, medical bills, utilities, credit card debt, inquiries, old addresses, judgments, tax liens and student loans.



Click the button below to start your application process for

The Fast Credit Improvement Attack

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